Applicants for the license types listed in the table below must complete the required hours of General Insurance prelicensing education and the required hours of Ethics and California Insurance Code as stated below prior to applying for a license. The required hours of Ethics and the California Insurance Code must only be taken once (Section 1749 (g) of the California Insurance Code (CIC)); therefore, applicants applying for more than one license type need not repeat the required hours of Ethics and California Insurance Code*.
|License Type||Required Hours of General Insurance Prelicensing Education||Required Hours of Ethics and California Insurance Code Prelicensing Education *|
|Property Broker-Agent and Casualty Broker-Agent||40||12|
|Accident and Health Agent||20||12|
|Life, Accident and Health Agent||40||12|
|Personal Lines Broker-Agent||20||12|
|Limited Lines Automobile Insurance Agent||20||12|
|Bail Agent, Bail Permittee, Bail Solicitor||20||Included in the General Insurance Required Hours|
|Commercial Insurance** (upgrade to the property and casualty broker-agent license; this is not a separate license type)||20||Included in the Personal Lines Broker-Agent Required Hours|
*Please note that producers licensed prior to 1992, when prelicensing took effect, must complete the 12 hours of ethics and CIC when they are adding an additional license type to their license.
**Section 1749(j) of the CIC and Section 2187.5 (a) and (b) of the California Code of Regulations requires that the Personal Lines Broker-Agent licensee, who would like to apply to become a Property Broker-Agent and Casualty Broker-Agent licensee, is required to complete a minimum of 20 hours prelicensing classroom study on commercial insurance.
Exemptions from General Insurance prelicensing education hours:
|Designation||Applicable License Types|
|LUTCF (Life Underwriter Training Council Fellow||Life-Only Agent, Accident and Health Agent|
|CLU (Chartered Life Underwriter)||Life-Only Agent, Accident and Health Agent|
|AAI (Accredited Advisor in Insurance)||Personal Lines Broker-Agent, Property Broker-Agent, Casualty Broker-Agent, Limited Lines Automobile Agent|
|CPCU (Chartered Property Casualty Underwriter)||Personal Lines Broker-Agent, Property Broker-Agent, Casualty Broker-Agent, Limited Lines Automobile Agent|
|CIC (Certified Insurance Counselor)||Life-Only Agent, Accident and Health Agent, Personal Lines Broker-Agent, Property Broker-Agent, Casualty Broker-Agent, Limited Lines Automobile Agent|
|CEBS (Certified Employee Benefit Specialists)||Life-Only Agent, Accident and Health Agent|
|ChFC (Chartered Financial Consultant)||Life-Only Agent|
|CFP (Certified Financial Planner)||Life-Only Agent|
|FLMI (Fellow, Life Management Institute)||Life-Only Agent, Accident and Health Agent|
|HIA (Health Insurance Associate)||Accident and Health Agent|
|REBC (Registered Employee Benefits Consultant)||Accident and Health Agent|
|RHU (Registered Health Underwriter)||Accident and Health Agent|
|ARM (Associate in Risk Management)||Personal Lines Broker-Agent, Property Broker-Agent, Casualty Broker-Agent, Limited Lines Automobile Agent|
Insurance license examination information is available on the California Department of Insurance’s (CDI) web site at www.insurance.ca.gov, on the Main page, in the Search box, type “insurance license examination” to retrieve links to the online examination scheduling service, examination locations and hours, examination time limit and number of questions, examination admittance and forms of identification, examination fingerprint requirement and other examination topics.
In addition, the Candidate Information Bulletin (CIB) is available on CDI’s web site. The CIB provides detailed information on how to prepare for your license examination, prelicensing education requirements, examination site procedures, sample examination questions, test taking strategies, and driving directions to the both CDI’s examination sites and PSI's test centers located throughout California. To access this information, go to CDI’s web site at www.insurance.ca.gov, on the Main Page, in the Search box, type “Candidate Information Bulletin” to retrieve a link to the CIB.
CDI encourages license applicants to carefully review the CIB to assist in preparing applicants to take the license examination. Please note that, on page 8, the CIB provides a link to the available Education and Examination Educational Objectives as well as references to study materials for bail agents and adjusters. The educational objectives are an outline of the topics that will be included in each license examination that requires prelicensing education for applicants to review and study.
Administration & Licensing Services Branch
Producer Licensing Bureau (800) 967-9331
Curriculum and Officer Review Bureau
300 Capitol Mall, 13th Floor
Sacramento , CA 95814-4344
(916) 327-6907 (FAX)